These include riots, commotion, suicide and many other similar things.The objective of this limitation is to prevent misuse of the policy and give insurance cover only to the deserving parties.However big your gang is, ICQ has got room for everyone.
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Since we live in a society, the first thought that comes to our mind is how to protect those who are dependent on us.
Life insurance is about providing protection to the dependents.
Universal / Permanent / Whole Life insurance These types of insurance policies are mostly bought by those who see insurance as a means of investment.
There is an accumulation of money in these types of policies and there is a minimum sum assured to the beneficiary at the maturity of the policy. Prima facie, they are doing a good work by insuring people against any untoward incident.
In the US and the UK, by and large, premiums paid for life insurance are not tax deductible.